James O'Neal

Experience & Background

James O'Neal has spent more than 38 years in the insurance industry, building O'Neal Insurance Group into an independent agency known for personal, education-first service. His career began in Hattiesburg, Mississippi, and grew through long-standing professional connections in Chicago before expanding to serve clients in Las Vegas and along the Mississippi Gulf Coast.

Insurance Specialties

States Served

James is licensed to assist Medicare consumers in 30 states and Washington, D.C., with offices in Nevada, Illinois, and Mississippi. See the full list of licensed states.

Personal Approach

James believes guidance should start with education, not a sales pitch — making sure clients understand their choices before comparing a specific plan. Conversations happen by phone or online screen-share, at whatever pace works for the client.

Community Involvement

James maintains long-standing ties to the communities O'Neal Insurance Group serves, including Hattiesburg, Chicago, and the Mississippi Gulf Coast, and continues to prioritize community volunteer work alongside the agency's day-to-day guidance.